
School Of Trading UK
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This spreadsheet allows you to track your family budget, see clearly how you are spending your money, and decide where you want it to go.
I also show you how to pay off any credit card, loans, car payments, or mortgage debts as quickly or as efficiently as possible using tried and tested methods and you can see the report month by month to achieve your goal of being debt-free finally.
You also have a section to categorize and work towards your Sinking funds (spending budgets) for your goals such as holidays and car maintenance.
Finally, using your saving and investing patterns to date - you can see clearly the date you will achieve total financial freedom (be able to live off your investments and savings for life).








This helps you to work out how much money you need to have to get to what you want in your life and How much investment You need to have to get there!
This help you to forecast your future so you plan and get it!
This spreadsheet allows you to set your financial goal, see clearly where you must go or should be in the future to achieve your dream life. This planner helps you to work out how long it will take you to move through the different financial freedom stages, and how many properties or investments you need to achieve each stage of financial freedom. I was homeless in 2002 in the UK, and by 2014 I created over £250k in unsecured debt for myself, as I did not have any planning or budgeting in place. I didn’t have any goal or plan to achieve any dream. I didn’t know where I was going or what I needed to achieve my dreams.
I used this planner, to find out realistic numbers for my dream so then I could plan my way up to achieve my dreams.


I have paid all my debts off now and I have 11 streams of income which give me time and freedom. I have an investment portfolio now instead of debt. All thanks to being able to set realistic financial goals using this planner and my money stack Budgeting planner.




PO Box 17833
BIRMINGHAM
B16 6WX


School Of Trading UK may publish testimonials or descriptions of past performance but these results are NOT typical, are not indicative of future results or performance, and are not intended to be a representation, warranty or guarantee that similar results will be obtained by you.
Ali Shahraki’s experience with trading is not typical, nor is the experience of students featured in testimonials. They are experienced traders. Becoming an experienced trader takes hard work, dedication and a significant amount of time.
Your results may differ materially from those expressed or utilized by School Of Trading UK due to a number of factors. We do not track the typical results of our current or past students. As a provider of educational courses, we do not have access to the personal trading accounts or brokerage statements of our customers.
Available research data suggests that most day traders are NOT profitable.
In a research paper published in 2014 titled “Do Day Traders Rationally Learn About Their Ability?”, professors from the University of California studied 3.7 billion trades from the Taiwan Stock Exchange between 1992-2006 and found that only 9.81% of day trading volume was generated by predictably profitable traders and that these predictably profitable traders constitute less than 3% of all day traders on an average day.
In a 2005 article published in the Journal of Applied Finance titled “The Profitability of Active Stock Traders” professors at the University of Oxford and the University College Dublin found that out of 1,146 brokerage accounts day trading the U.S. markets between March 8, 2000 and June 13, 2000, only 50% were profitable with an average net profit of $16,619.
In a 2003 article published in the Financial Analysts Journal titled “The Profitability of Day Traders”, professors at the University of Texas found that out of 334 brokerage accounts day trading the U.S. markets between February 1998 and October 1999, only 35% were profitable and only 14% generated profits in excess of than $10,000.
The range of results in these three studies exemplify the challenge of determining a definitive success rate for day traders. At a minimum, these studies indicate at least 50% of aspiring day traders will not be profitable. This reiterates that consistently making money trading stocks is not easy. Day Trading is a high risk activity and can result in the loss of your entire investment. Any trade or investment is at your own risk.
Any and all information discussed is for educational and informational purposes only and should not be considered tax, legal or investment advice. A referral to a stock or commodity is not an indication to buy or sell that stock or commodity.
This does not represent our full Disclaimer. Please read our complete disclaimer.
Citations for Disclaimer
Barber, Brad & Lee, Yong-Ill & Liu, Yu-Jane & Odean, Terrance. (2014). Do Day Traders Rationally Learn About Their Ability?. SSRN Electronic Journal. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2535636
Garvey, Ryan and Murphy, Anthony, The Profitability of Active Stock Traders. Journal of Applied Finance , Vol. 15, No. 2, Fall/Winter 2005. Available at SSRN: https://ssrn.com/abstract=908615
Douglas J. Jordan & J. David Diltz (2003) The Profitability of Day Traders, Financial Analysts Journal, 59:6, 85-94, DOI: https://www.tandfonline.com/doi/abs/10.2469/faj.v59.n6.2578